You should answer no. 10. Unlike the banks of some other countries, all branches are closed at the weekend and some banks in Ireland will even shut at lunchtime, usually between 12.30 pm and 1.30 pm.With the exception of some of the larger shops in very touristy areas that may accept US dollars and UK sterling, foreign currency will not be accepted.They will vary from bank to bank and you should check with your bank prior to travel to make sure that you are happy with the fee amounts.If you are not, find an alternative way to get your money into Ireland.By the way the ATM will always notify you of the fee amount before completing the transaction, so you can decide to cancel and use a different bank card if its too much.We have had reports of Bank of America charging an extortionate $5 withdrawal fee levied with a 3.5% foreign transaction fee on every withdrawal.Unfortunately Bank of America does not have any alliance partners in Ireland, hence the high charge.There are several of other US banks with no fees on foreign transactions such as Fidelity Investments and Capital One, so do some research and if open a new account if it makes sense to do so.Most Irish bank cash machines are free to use (apart from the foreign transaction fee levied by foreign banks), but some of those located in shops or petrol stations will charge a fee for each withdrawal.Smaller Irish towns may have limited banking facilities and many villages will have no banks at all. Foreign Exchange in Ireland. The exchange rates … Here’s where to find them and how to use them.Ireland has a huge network of ATMS, and you’ll be able to find them all over the country — at transit centers, in grocery stores, in clubs and bars, outside banks; an ATM is almost always a stone’s throw away in Ireland.To find a local bank ATM in Ireland, try one of these bank locators:If your bank has an international presence, you may be in luck. For this reason many shops, and in particular smaller establishments, will only accept credit cards for transactions over a certain amount, which is often €10.If you are using a credit cards or debit cards issued outside Ireland and are from a country outside the eurozone, you will usually be offered the opportunity to choose the currency your transaction is charged in.For smaller transactions, simply withdrawing cash from ATMs will save you unnecessary transaction fees.As is the case in most of Europe, credit and debit cards issued in Ireland are now of the This means that rather than signing your name to complete a transaction, you simply enter your pin (personal identification number) into a keypad.North American cards do not have chips fitted, so owners will not be able to use the machines in the regular way.If you have such a card you will be able to sign for your purchase as normal instead, although you may be asked to provide additional identification in the case of larger transactions.Occasionally shop staff may claim they are not able to accept a card that does not have a chip fitted, but this is not always correct and could simply be the result of ignorance or poor training.In most cases the chip and pin machines have the ability to read cards that have only a magnetic strip.Ask to see the manager and you should have no problem completing your transaction.A handful of retailers will refuse to use non-chip cards under any circumstances, as they themselves are liable for any losses should the card turn out to be fake or stolen.In such cases the card readers are unlikely to be able to read magnetic strip cards and there is little point raising a fuss, as it is simply not possible for your card to be used.Some machines, such as self-service checkouts in supermarkets, self-service petrol pumps and automated railway ticket booths, will not work with cards that do not have chips fitted.Many banks in the United States and elsewhere in the world that do not generally issue chip and pin cards will do so on request for customers who are travelling abroad.It is worth enquiring whether your own bank offers such a service, as it will ensure you have no difficulties while in Ireland.Banks, ATM’s, Foreign Exchange and Credit Cards in Ireland Walletinvestor However, you may have a little more trouble using a Diner’s Club card, and Discover isn’t often accepted in Ireland. It might offer a dynamic currency exchange rate (can't exactly recall), but that should always be declined and just ask for euros with no conversion. The most commonly accepted cards are Visa and MasterCard (along with those marked Maestro or Cirrus). You could choose to exchange money before you arrive - but carrying around large quantities of cash is a risk.Whether you’re exchanging currency at home or once you arrive at your destination, make sure you If you need to exchange your cash when you arrive, you’ll find plenty of places to do it at the airport - although the exchange rates there are generally poorer than elsewhere. You’ll find them in and outside of bank branches in addition to supermarkets, shopping centres and even night clubs. Whatever that exchange service says, there is no such thing as ‘Zero Commission’ or ‘No Fees.’ It just means that they’ll sneak their profit into the poor exchange rate they offer.Make sure that any bills you take to exchange into euros are in perfect condition.
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